Contact Information

Jon Malmborg
Breeder's Insurance, LLC
810 College St
Bowling Green, KY 42101

Office: (866) 782-9040
Mobile: (270) 792-1200
Fax: (270) 782-7043

Click here to contact us by email

Types of Coverage

Full Mortality
Limited Risk
Transit
Herd policies
Special Accident
Loss of use (on show horses)
Prospective foal
Barrenness
Fertility on stallions
Deductible schedules
Colic surgery reimbursement
Emergency surgical reimbursement

Lines of Business

Cattle

Registered cattle may be insured for terms of coverage ranging from fifteen days to twelve months. Cattle from age three months to seven years are eligible for coverage. Age exceptions can be made with additional premium.

Equine

All breeds and uses of registered horses can be insured. Cost of coverage is dependent on breed, age, use, and sex of horse.

Important Facts About Mortality Insurance

1. Livestock mortality insurance is written for the purpose of protecting the actual investment of the livestock owner, not potential gain or profit.

2. A mortality policy cannot be construed in any way as maintenance coverage; it does not include veterinarian or similar expenses.

3. Indemnity is payable only as a result of death loss.

4. Mortality coverage does not indemnify an insured against loss of an animal's ability to perform the functions for which it is kept.

5. Death from natural or accidental causes is included but mandatory slaughter by governmental authority or decree, or for expediency is not included.

6. The basis for valuing an animal should be actual sales price or fair and conservative appraisal by competent judges when no actual sales transaction has taken place. These values shall be subject to acceptance by Company.

7. Mortality insurance is renewable only on evidence of reinsurability, both as to physical condition and market value.

8. Cancellation may only be effected by the insured, or by the Company on notice given in conformation with whatever existing laws govern for the address of the insured as shown on policy. Returned premium are calculated on a short-rate basis if requested by then insured and on a pro rata basis if ordered by the Company.

9. Policies may not be transferred from one insured to another unless agreed to through endorsement by company, nor may cover be switched from one animal to another unless agreed to by Company.

10. Application subject to acceptance by Company.